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Marketplace Process & Due Diligence

How Torque Auto Marketplace Works

Torque is a vehicle-specific marketplace that connects independent buyers and sellers. We require structured automotive information upfront—such as 17-character VINs and seller-declared title status—so buyers have clear data to conduct their own independent research.

Product Philosophy: Structured Information & Independent Due Diligence

Torque is conceptually similar to a peer-to-peer marketplace: the buyer and seller are responsible for the actual vehicle transaction. However, Torque is specifically designed for vehicles. We require structured vehicle details upfront to help buyers make more informed decisions. Torque does not perform the buyer's due diligence for them.

The 6-Step Buyer Process

How to navigate from initial vehicle discovery to informed purchase

1

Browse Structured Vehicle Listings

Search by make, model, price, mileage, and title status. Every listing requires a 17-character VIN (format validated via NHTSA VPIC) and seller-declared title status upfront.

2

Research the Vehicle

Use the VIN to research the vehicle's history through independent sources (such as Carfax or AutoCheck) and check for open safety recalls on NHTSA.gov before meeting the seller.

* Note: Vehicle-history reports provide valuable context but do not capture every repair or replace a physical inspection.
3

Message the Seller

Use our in-app messaging to ask questions regarding maintenance records, ownership history, known issues, and reason for selling without sharing your private contact details until you are ready.

4

Inspect the Vehicle

Meet in a public, well-lit area during daylight hours. We strongly recommend getting an independent pre-purchase inspection (PPI) from a qualified mechanic to evaluate frame integrity, mechanical condition, and diagnostic trouble codes.

Browse suggested public meetup spots →
5

Review Documents

Carefully examine the physical paper title. Verify that the 17-character VIN stamped on the dashboard and door jamb matches the title exactly, confirm the seller’s photo ID matches the owner name printed on the title, and check for unreleased liens.

6

Decide Whether to Complete the Transaction

Agree directly on a secure payment method (such as cash authenticated inside a bank or a cashier's check verified at the issuing institution). Complete a dual-signed Bill of Sale, execute the title assignment, and submit state DMV registration paperwork.

Buyer Due Diligence

Before You Buy: The Due-Diligence Checklist

Full Safe Buying Guide →

Core Principle: Torque provides structured vehicle information upfront (like 17-character VIN format checks and seller-declared title status) so you have initial data to start your research. Torque does not inspect cars, verify vehicle history, or guarantee seller statements. You and the seller complete the actual transaction directly.

1

Run an Independent Vehicle History Report

Check the 17-character VIN using a reputable provider (such as Carfax or AutoCheck).

A vehicle history report provides useful records (reported title brands, recorded accidents, salvage auctions, and odometer logs). However, reports may not capture every repair or unrecorded incident, and they do not replace a physical mechanical inspection.

2

Examine the Physical Title & Match the VIN

Verify the VIN on the title matches the VIN stamped on the dashboard and door jamb.

Never rely solely on a photo or verbal claim. Inspect the physical, watermarked paper title in person and check for salvage/rebuilt branding, altered text, or missing pages.

3

Confirm Seller Identity & Authority to Sell

Ensure the seller’s photo ID matches the name printed on the front of the vehicle title.

If the seller’s name is not on the title (known as "title jumping" or "curbstoning"), the seller may not have legal authority to transfer ownership. Avoid buying vehicles where the seller cannot prove legal ownership.

4

Compare Seller-Declared Information Against Records

Cross-reference mileage, title status, and vehicle condition against available records.

Seller-provided listings on Torque declare title status and odometer readings. Cross-check these against the vehicle title document, service receipts, and history reports before agreeing to terms.

5

Get an Independent Pre-Purchase Inspection (PPI)

Hire a qualified local mechanic or mobile inspector to evaluate mechanical and structural condition.

A pre-purchase inspection can uncover hidden frame damage, active engine codes, suspension wear, past flood intrusion, and upcoming maintenance needs before you finalize a purchase.

6

Inspect Thoroughly & Take an Appropriate Test Drive

Inspect fluids, tire wear, warning lights, electronics, and test drive under varied speeds.

Schedule meetings in daylight in a public, well-trafficked location. Check cold-start engine behavior, transmission shift smoothness, braking response, and alignment.

7

Review Service Records & Open Recalls

Ask for maintenance receipts and check the VIN on NHTSA.gov for open safety recalls.

Reviewing past oil change and timing belt service intervals helps establish vehicle upkeep. Check whether safety recalls have been performed by an authorized dealership.

8

Check for Outstanding Liens or Loans

Confirm the vehicle is free of liens before transferring payment.

If a bank or lender is listed as a lienholder on the title, the lien must be formally released with official payoff documentation before the DMV will issue a clean title in your name.

9

Agree on Payment Method Independently & Securely

Agree directly with the seller on payment; never wire funds or pay before in-person inspection.

Torque does not process payments or hold escrow. Complete financial settlement directly with the seller at the time of title transfer, preferably at the seller’s bank or DMV office.

10

Verify State DMV / MVC Requirements

Check state-specific bill of sale, notary, sales tax, emissions, and registration laws.

Some states (e.g., PA, OH, NC) require titles to be notarized upon signature. Other states require specific emissions tests or bill of sale forms. Check your state DMV website before meeting.

11

Complete Title Assignment Accurately

Fill out the buyer and seller sections, date, purchase price, and odometer disclosure cleanly.

Mistakes, cross-outs, or white-out on a title can invalidate it and require a duplicate title from the seller’s DMV. Read the assignment section carefully before signing.

* Vehicle history reports (e.g., Carfax or AutoCheck) are helpful independent tools but do not replace an in-person physical inspection by a certified mechanic.

Frequently Asked Questions →

For Sellers: Transparent Listing Standards

Sellers are responsible for providing truthful, accurate vehicle details

Accurate Disclosures Required

Provide your vehicle's true 17-character VIN, actual odometer reading, declared title branding, and honest photos of exterior, interior, and any existing cosmetic or mechanical flaws.

Zero Platform Fees

List for free with zero insertion fees and zero final-value transaction commissions. You keep 100% of your agreed sale price.

Ready to Get Started?

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